Terms & Conditions

1 Definitions

In these Terms & Conditions, the following terms shall have the meanings ascribed to them below:

• "millyon," "we," "us," or "our" refers to the operator of the millyon platform, a PAGCOR-licensed online gambling operator registered and operating within the Republic of the Philippines.
• "Platform" refers to the millyon website at millyon.net, including all associated pages, services, games, software, and features accessible via the site.
• "Player," "you," or "your" refers to any individual who accesses, browses, registers on, or uses the Platform in any capacity.
• "Account" refers to the registered user account created by a Player upon successful completion of the millyon registration process.
• "Real-Money Gaming" refers to any game, bet, or wager placed using actual Philippine Peso funds deposited into a Player's millyon account.
• "Bonus" refers to any promotional credit, free bet, free spin, cashback, or other incentive awarded by millyon to a Player, subject to applicable bonus terms and wagering requirements.
• "PAGCOR" refers to the Philippine Amusement and Gaming Corporation, the regulatory body authorizing millyon's online gaming operations.
• "KYC" refers to the Know Your Customer identity verification process required by millyon and applicable Philippine regulations before a Player may make withdrawals or access certain platform features.
• "Responsible Gaming Tools" refers to deposit limits, loss limits, session reminders, self-exclusion features, and other player protection tools made available by millyon.
• "Terms" refers collectively to these Terms & Conditions, as amended from time to time.

2 Acceptance of Terms

Access to and use of the millyon Platform is conditioned upon your full acceptance of and compliance with these Terms. By completing the registration process, clicking any acceptance checkbox, or by simply accessing or using the Platform, you represent that:

• You have read and understood these Terms in their entirety;
• You agree to be legally bound by these Terms and all policies incorporated herein by reference, including but not limited to the Privacy Policy and Responsible Gaming Policy;
• You are accessing the Platform voluntarily and for lawful purposes only;
• You meet all eligibility requirements set out in Section 3 of these Terms.

These Terms constitute the entire agreement between you and millyon with respect to your use of the Platform and supersede all prior agreements, representations, and understandings. millyon's failure to enforce any provision of these Terms shall not constitute a waiver of its right to enforce that provision in the future.

3 Eligibility

To register and use the millyon Platform, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age, consistent with PAGCOR's minimum age requirement for real-money online casino gaming in the Philippines;
• You must be a natural person, not a corporation, trust, partnership, or other legal entity;
• You must be physically located within a jurisdiction where online gambling is legal at the time of gameplay;
• You must not be subject to any self-exclusion order, whether imposed by millyon, PAGCOR, or any other recognized gaming authority;
• You must not be an employee, contractor, officer, director, or immediate family member of millyon or any of its affiliated service providers where participation would create a conflict of interest;
• You must have the full legal capacity to enter into a binding agreement under Philippine law.

4 Account Registration

To access real-money gaming features on millyon, you are required to create a registered account. During registration, you agree to provide accurate, current, and complete information including your full legal name, date of birth, residential address, email address, and contact number. You further agree to update this information promptly if it changes.

Each person is permitted to hold only one (1) registered account on millyon at any given time. The creation of multiple accounts by a single individual — whether under the same or different names, email addresses, or device identifiers — is strictly prohibited and constitutes a material breach of these Terms.

• millyon reserves the right to refuse registration to any applicant at its sole discretion without providing a reason;
• Account registration does not constitute an offer of employment, partnership, or agency relationship of any kind;
• millyon may require additional documentation at any time as part of ongoing KYC obligations, including but not limited to a government-issued photo ID, proof of address, and source-of-funds documentation;
• Failure to complete KYC verification within a reasonable period may result in account suspension or closure and the withholding of withdrawal requests pending compliance.

5 Account Security

You are solely responsible for maintaining the confidentiality and security of your millyon account credentials, including your username and password. You agree to:

• Select a strong, unique password that is not used for any other online account;
• Enable two-factor authentication (2FA) where available and recommended by millyon;
• Log out of your account after each session, particularly when accessing the Platform from shared or public devices;
• Notify millyon immediately at [email protected] if you suspect unauthorized access to your account.

millyon will not be liable for any loss or damage arising from your failure to maintain adequate account security. Any activity conducted through your account prior to notification of unauthorized access will be treated as your own and will be subject to these Terms in full.

6 Deposits and Withdrawals

All financial transactions on the millyon Platform are denominated in Philippine Peso (PHP). millyon accepts deposits and processes withdrawals through the following approved payment methods: GCash, PayMaya, BPI, BDO, Metrobank, ShopeePay, Instapay, PESONet, Visa, and Mastercard. Payment method availability may vary and is subject to change.

• Deposits: Funds deposited into your millyon account are typically credited in real time or within the processing time specified by the selected payment provider. millyon does not accept deposits from third-party sources or payment methods not registered in your name;
• Withdrawals: Withdrawal requests will only be processed to a payment method previously used to deposit into the same account and verified under your name. Minimum and maximum withdrawal limits apply and are set out in the account dashboard;
• Verification Requirements: Withdrawal requests may be held pending completion of KYC verification. millyon reserves the right to request supporting documentation before releasing any withdrawal;
• Processing Times: Withdrawal processing times vary by payment method. millyon endeavors to process approved withdrawal requests within three (3) to five (5) business days, though delays may occur due to payment provider timelines or compliance review requirements;
• Currency: All winnings, bonuses, and account balances are denominated in Philippine Peso. No currency conversion is performed by millyon.

7 Bonuses and Promotions

millyon may, from time to time, offer bonuses, free bets, free spins, cashback incentives, and other promotional rewards to registered players. All promotions are subject to the following general conditions:

• Bonuses are subject to wagering requirements that must be met before any associated winnings may be withdrawn. Wagering requirements and eligible games are disclosed in each promotion's specific terms;
• Bonuses have a defined validity period. Any unused bonus or associated winnings remaining after the expiry date will be forfeited without compensation;
• millyon reserves the right to withdraw, modify, or cancel any bonus or promotion at any time, with or without notice, where it determines that an offer has been misused or abused;
• Players may only claim each promotional offer once unless explicitly stated otherwise in the offer terms;
• Bonus funds and real-money funds may be held separately in your account. The order in which each type of fund is used for wagering will be determined by millyon's platform settings as disclosed in the account dashboard;
• millyon reserves the right to exclude certain games from bonus wagering or apply different contribution rates per game type toward wagering requirements.

8 Betting and Gaming Rules

Each game type available on the millyon Platform is governed by its own specific game rules, which are accessible within the respective game interface. The following general betting rules apply platform-wide:

• All bets and wagers are final once confirmed by the Platform. millyon does not accept cancellations of placed bets except in cases of verified technical error;
• millyon reserves the right to void any bet or wager where it is determined that the outcome was affected by a system error, data feed error, or any other technical malfunction;
• In the event of a dispute regarding a game outcome, the Platform's records shall constitute the primary evidence. millyon's decision on disputed outcomes is final and binding, subject to PAGCOR's dispute resolution procedures;
• Minimum and maximum bet limits apply per game and are displayed within the game interface prior to wagering;
• For live sports betting, in-play bet acceptance is subject to market suspension periods. Bets placed during a suspended market may be voided at millyon's discretion.

9 Prohibited Conduct

The following conduct is strictly prohibited on the millyon Platform. Violation of any of the below may result in immediate account suspension, forfeiture of account balance, and reporting to relevant authorities including PAGCOR:

• Creating or operating multiple accounts for any reason, including to circumvent account-level restrictions or to claim multiple bonuses;
• Providing false, incomplete, or misleading information during registration or KYC verification;
• Using automated software, bots, scripts, or artificial intelligence tools to interact with the Platform in any way;
• Engaging in collusion, chip dumping, match-fixing, or any form of coordinated play intended to manipulate outcomes;
• Exploiting software errors, glitches, or vulnerabilities, whether discovered intentionally or accidentally;
• Using the Platform for any money laundering or financial crime purpose, including structuring deposits to avoid detection thresholds;
• Engaging in chargebacks or payment disputes without first contacting millyon support and following the platform's dispute resolution process;
• Accessing the Platform from a jurisdiction where online gambling is illegal or where millyon has no valid license to operate;
• Harassing, threatening, or abusing millyon staff, customer support agents, live dealers, or other players.

10 Intellectual Property

All content on the millyon Platform — including but not limited to the millyon brand name, logo, website design, game graphics, software, text, icons, and all other materials — is the exclusive intellectual property of millyon or its duly licensed third-party providers. All rights are reserved.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your personal, non-commercial entertainment purposes. You may not:

• Copy, reproduce, distribute, modify, or create derivative works of any Platform content without prior written consent from millyon;
• Use any millyon trademark, logo, or branding material in any manner that implies endorsement or affiliation without explicit written authorization;
• Reverse engineer, decompile, or disassemble any software component of the Platform;
• Scrape, crawl, or extract data from the Platform using automated means.

11 Limitation of Liability

To the fullest extent permitted by applicable Philippine law, millyon, its officers, directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Platform, including but not limited to:

• Loss of winnings, profits, or account balance due to technical failure, server downtime, network interruption, or events outside millyon's reasonable control;
• Any delay or failure in processing deposits or withdrawals attributable to third-party payment providers;
• Loss of data or account information resulting from unauthorized access where you have failed to maintain adequate account security;
• Decisions made by players on the basis of information published on the Platform, including odds, statistics, or promotional material;
• Any damage to your device, software, or data arising from your access to or use of the Platform.

millyon's total aggregate liability to you for any claim arising under these Terms, regardless of the basis of the claim, shall not exceed the total amount deposited by you into your millyon account in the thirty (30) days preceding the event giving rise to the claim.

12 Account Termination and Suspension

millyon reserves the right to suspend, restrict, or permanently close your account at any time and for any reason, including but not limited to breach of these Terms, suspected fraudulent activity, failure to complete KYC verification, or upon direction from PAGCOR or any other competent regulatory authority.

You may close your account at any time by contacting millyon's customer support team. Upon voluntary closure:

• Any real-money balance remaining in your account after the deduction of any outstanding bonus obligations will be returned to your verified payment method;
• Pending bonus amounts and associated wagering requirements will be forfeited upon account closure;
• millyon will retain your account records for a period as required by applicable Philippine law and PAGCOR regulations, regardless of account closure status.

13 Responsible Gaming

millyon is committed to promoting responsible gambling practices consistent with PAGCOR's Responsible Gaming Framework. The Platform provides the following tools to help players manage their gaming activity:

• Deposit Limits: Players may set daily, weekly, or monthly deposit caps from their account settings. Once set, limits cannot be increased for a cooling-off period of at least 24 hours;
• Session Time Reminders: Players may enable automated alerts that notify them of the duration of their current gaming session;
• Self-Exclusion: Players may apply for a temporary or permanent self-exclusion directly through the account settings. During any active self-exclusion period, the account will be locked and no new registrations will be accepted from the same individual;
• Reality Checks: Periodic on-screen reminders of time elapsed and net gaming result during active sessions are available to all players.

Real-money gaming on millyon is strictly for players aged 21 and above. If you believe you or someone close to you may have a problem with gambling, we strongly encourage you to visit our dedicated Responsible Gaming page for resources and support.

14 Privacy and Data Protection

millyon collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering on the Platform, you consent to the collection and use of your personal information as described in the Privacy Policy.

millyon may share your personal data with PAGCOR, law enforcement agencies, financial intelligence units, and other authorized regulatory bodies where required by law or where millyon determines in good faith that such disclosure is necessary to comply with a legal obligation, protect the rights or safety of millyon or its users, or investigate suspected fraudulent activity.

For the full details of how millyon handles your personal data, your rights as a data subject under applicable Philippine law, and how to make a data access or correction request, please refer to the Privacy Policy.

15 Amendments to These Terms

millyon reserves the right to amend, revise, or update these Terms & Conditions at any time without prior notice. Amended Terms will be published on this page with a revised effective date. It is your responsibility to review these Terms periodically.

Your continued access to or use of the millyon Platform following the publication of any revised Terms shall constitute your acceptance of the updated Terms. If you do not agree with any amendment, you must cease using the Platform and may request account closure in accordance with Section 12.

16 Governing Law and Dispute Resolution

These Terms & Conditions and any dispute, claim, or controversy arising out of or relating to your use of the millyon Platform shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles.

In the event of any dispute between you and millyon, you agree to first contact millyon's customer support team to attempt resolution informally. If informal resolution is not achieved within thirty (30) calendar days, the dispute may be referred to PAGCOR's dispute resolution mechanism or escalated to the appropriate courts of the Philippines, which shall have exclusive jurisdiction over all such matters.

17 Contact Information

For questions, concerns, or formal notices relating to these Terms & Conditions, please contact millyon's support team. All correspondence must be submitted in English and should include your registered account username or email address for identification purposes.

Email support: [email protected]

For responsible gaming support, self-exclusion requests, or account closure matters, please visit the Responsible Gaming page or the FAQ for step-by-step guidance.